For those looking to build financial security, Indexed Universal Life (IUL) policies and annuities offer different benefits. IUL policies combine life insurance with a cash value component that grows over time based on market performance. While they provide tax advantages, they may have caps on earnings. Annuities focus on creating a reliable income stream for retirement. Although the... https://www.federalpensionadvisors.com/post/iul-vs-annuity